2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

If you are looking for a no spend challenge free printable, then look no further. I have a free no spend month tracker (and a no spend week tracker too) that would be perfect for you to keep track of your spending during your no-spend challenge.

Whether you’re doing the No Spend January 2022 (31-day no-spend challenge) or the No Spend November 2022(30-day no-spend challenge) challenge, these no spend month tracker free printables are excellent methods to get you to stop spending.

What is the No-Spend Challenge?

A no-spend challenge is when you consciously choose not to spend any money on anything during the month.

Some challenges are no spending January, no spend summer, or even no-spend November.

People who take part in these no-spending challenges often find themselves spending less than they usually do because it forces them out of their usual routine.

It helps people learn how easy it is to cut back with minimal impact on lifestyle – which makes transitioning into living frugally easier after the challenge.

It is a great way to save money in December by lowering your spending so that you may set more funds aside for the coming year.

These no-spend trackers are the perfect no-stress solution for keeping on track during your no-spend challenge.

2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (1)

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no spend challenge free printables

I’ve created a No spend no-spend tracker PDF to help you keep track of your no-spending challenge.

And the best part is it’s absolutely free. If you’re going on a no-spend challenge, keeping track of one should also be free. Oh well, this is just my opinion, but I hope you will agree with it.

No matter you’re participating in a 30-day no-spend challenge or simply want to put your money skills to the test, these trackers are ideal for you.

Apart from trackers, this PDF document contains additional pages to help you set and maintain your no-spend challenge goal.

What’s included with this No Spend Month Tracker Free Printable?

No spend Monthly Trackers

Two trackers: Both 30 days and 31 days no spend month trackers.

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A challenge goal sheet

Use this to set specific no spending goals for yourself, for example, No spend on weekly movies.

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Your goal should be measurable if possible. It means coming up with specific goals rather than just using vague statements like “I’ll try my best.”

A no spend list for any rule, inclusion and exclusions

Your challenge will be more organized and effective if you prepare for it ahead of time.

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You can use this list to establish any limitations, as well as the things you want/have to exclude from the challenge and those you want to include.

Monthly Assessment Sheet

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A monthly assessment sheet to track no spend month progress like things you did well, areas you need improvement, and goals for the subsequent month.

No spend Weekly Tracker

A weekly no spend tracker for no spend week challenge. Use this weekly tracker to monitor no spending throughout the week.

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If you are just starting, a weekly challenge can be a better place to start. Once you are comfortable with the weekly challenge, you can switch to a monthly no-spend challenge.

How to get this FreeNo Spend Tracker Printable?

To get this Free printable tracker, enter the information below. You will receive an email to download the no spend tracker pdf document.

These are tried and tested printables that many people love as they come with no strings attached! The best part is they’re free so why not give them a try?

Download your free Printable monthly tracker Now

Is there anything else you do to keep track of no spending? If that’s the case, please let me know because I’d be happy to add it here for everyone’s benefit.

No Spend Tracker App

If you don’t like no spend printable trackers, then you can consider using habit tracker apps like Coach.me. These apps can help you build good habits and they can work perfectly with your challenge.

More Budgeting related free printables for you in 2022

If you are looking for more budgeting and money-managing printables, you are in luck, as I have plenty of free printables for you.

The best part is they all have the same appearance, so if you’re creating a binder, they’ll all blend in!

1. DIY Budget Binder: Want to create a budget binder? Here are my budget binder free printables with DIY cash envelopes.

2. Beginner Printable Worksheet: New to budgeting? Check these worksheets to track your monthly finances.

3. Budgeting Printables: This post includes different types of free budget planning printables: templates, worksheets, google sheets, etc.

And please don’t forget to share them as this is how we can help others too!

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2023 No Spend Challenge Printable: Free No Spend Month Tracker pdf
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2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

FAQs

What is the easy no-spend challenge? ›

The No-Spend Challenge isn't giving up all spending, again it's nonessentials. You need to pay the bills and buy important things that pop up (like groceries or school supplies, or even a new heater if yours goes out). The goal is to challenge yourself to only spend on the essentials.

How can I go to a month without spending money? ›

How to be Successful in a No-Spend Month, 10 Tips and Tricks
  1. Choose the right month. ...
  2. Research free activities to do in your local area. ...
  3. Put your money away to reduce the temptation. ...
  4. Get your friends and family involved. ...
  5. Remind yourself why you're committing to a no-spend month. ...
  6. Track or monitor progress.
Nov 21, 2022

What are the colors for the no spend challenge? ›

Join the No Spend Challenge movement

Color each bubble green when you've avoided spending unnecessarily. Leave it blank or color it red when you slip up. If this is your first time participating in a No Spend Challenge, go easy on yourself.

What is a no spend calendar? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What is the $5000 challenge? ›

You can save over $5,000 in just over three months with the 100 envelope challenge. It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How can I save $500 in 30 days? ›

For something as short-term as this, it may be easier to set smaller, daily goals in order to make saving a part of your daily routine. In order to save $500 in 30 days, you would roughly need to save $17 per day, and this can be a combination of cutting back on spending and making extra money.

How to only spend $1,000 a month? ›

How To Live on $1,000 Per Month
  1. Review Your Current Spending. ...
  2. Minimize Housing Costs. ...
  3. Don't Drive a Car. ...
  4. Meal Plan on the Cheap. ...
  5. Avoid Subscriptions at All Costs. ...
  6. Negotiate Your Bills. ...
  7. Take Advantage of Government Programs. ...
  8. Side Hustle for More Income.
Oct 17, 2023

What to do when you have no money for the month? ›

I need money now. Where can I borrow from fast?
  1. Emergency credit. We do not recommend payday loans or other forms of high-cost credit. ...
  2. Credit unions. Credit unions are local, member-owned alternatives to banks. ...
  3. Grants. ...
  4. Trust funds. ...
  5. Help from your local council. ...
  6. Track down money you have missed out on.

What is no spend in 2024? ›

The “no-spend” challenge has been around for years but gained new life in 2024, thanks to TikTok and No Spend January at the beginning of the year. Participants are encouraged to go on a spending “fast” by abstaining from buying anything but the barest essentials.

What is the no-spend challenge to pay off debt? ›

A no-spend challenge is when you commit to freezing your discretionary spending for a set length of time, from a few days to a month or even longer. That means you'd continue to pay for essential living expenses like your rent or mortgage, household bills, transportation, and groceries.

What color makes you want to spend? ›

Red is more effective for impulse purchases, so it's a common buy button choice on ecommerce websites. But it's more effective for B2B software vendors too. When HubSpot A/B tested CTA button color for Performable, red out-converted green by 21%. Red seems to perform best across the board.

How to start a no spend month? ›

Here's how to get started:
  1. Find your “why” To better hold yourself accountable for your spending this month, take a moment to really think about why you wanted to do this challenge in the first place. ...
  2. Prepare your phone. ...
  3. Create a meal plan. ...
  4. Subscriptions. ...
  5. Get a friend or significant other involved.
Nov 8, 2023

How to succeed at the no spend challenge? ›

How to Succeed at the 'No-Spend' Challenge
  1. Define Your Goals. Know why you're doing this. ...
  2. Set Your Rules. Decide how strict you want to be. ...
  3. Plan Ahead. Make sure you have essentials stocked up before you start. ...
  4. Get Creative. Find free ways to enjoy yourself. ...
  5. Keep Account. Track your progress to stay motivated. ...
  6. Reflect.
Mar 14, 2024

What is the $1 challenge? ›

Match each week's savings amount with the number of the week in your challenge. In other words, you'll save $1 the first week, $2 the second week, $3 the third week, and so on until you put away $52 in week 52.

What is the $20 challenge? ›

Recently, I created a fun printable for all of you called the $20 Savings Challenge so that everyone can learn how to save money. The $20 Savings Challenge is a great way to easily save $1,040 this year without noticing! All you have to do is save $20 each week for a year, and then you'll easily have $1,040.

What is a no buy challenge? ›

The “no-spend” challenge has been around for years but gained new life in 2024, thanks to TikTok and No Spend January at the beginning of the year. Participants are encouraged to go on a spending “fast” by abstaining from buying anything but the barest essentials.

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